possess a machine follow with plenty ofhidden expenses . But there ’s one extra cost you may be paying that ’s especially easy to leave out : On top of gas , taxes , and maintenance fee , you may be charged higher - than - average railway car insurance policy premiums bet on where you live .
AsForbesreports , Insure.comrecently published its annual ranking of railcar insurance policy pace for all 50 states and Washington , D.C. Prices vary from United States Department of State to state due to a motley of gene . area with severe weather condition , dim populations , high percentages of uninsured drivers , and strict car insurance Torah are more probable to hike rates for their residents .
In Michigan , for representative , motorist pay yearly premiums of $ 2394—$1076 more than the national average of $ 1318 . Insure.com ascribe this to the state ’s no - fault car insurance law , which requires all elevator car owners to grease one’s palms personal wound protection insurance for themselves and their menage members in case of an stroke . Michigan ’s steep insurance policy costs entail many driver just refuse to pay them , which results in rate rising even higher in the state of matter .
Other expensive locating on the leaning let in Louisiana , where annual agio average $ 1921 , and Connecticut , with premiums averaging $ 1897 . If you ’re looking to reduce your auto costs to the nude minimum , consider move to Maine . The state ’s dust universe and lack of destructive weather condition contribute to average premiums of $ 864 , 34 percent less than the home average . you may see the full ranking below .
1 . Michigan : $ 2394
2 . Louisiana : $ 1921
3 . Connecticut : $ 1897
4 . Rhode Island : $ 1848
5 . Florida : $ 1840
6 . Washington D.C. : $ 1696
7 . California : $ 1673
8 . WY : $ 1538
9 . Delaware : $ 1526
10 . Texas : $ 1506
11 . Oklahoma : $ 1476
12 . Georgia : $ 1440
13 . Arkansas : $ 1409
14 . New Jersey : $ 1375
15 . West Virginia : $ 1369
16 . Kentucky : $ 1365
17 . New York : $ 1352
18 . Colorado : $ 1351
19 . Arizona : $ 1348
20 . Nevada : $ 1342
21 . Maryland : $ 1327
22 . Mississippi : $ 1326
23 . Pennsylvania : $ 1313
24 . Oregon : $ 1308
25 . Hawaii : $ 1294
26 . North Dakota : $ 1291
27 . South Carolina : $ 1286
28 . Massachusetts : $ 1242
29 . Minnesota : $ 1241
30 . Alabama : $ 1226
31 . Montana : $ 1217
32 . Washington : $ 1216
33 . New Mexico : $ 1201
34 . Kansas : $ 1192
35 . Tennessee : $ 1186
36 . Illinois : $ 1159
37 . Wisconsin : $ 1154
38 . Alaska : $ 1132
39 . New Hampshire : $ 1124
40 . Nebraska : $ 1112
41 . Missouri : $ 1107
42 . Utah : $ 1068
43 . South Dakota : $ 1058
44 . Virginia : $ 1040
45 . Indiana : $ 1021
46 . Iowa : $ 1017
47 . North Carolina : $ 1010
48 . Vermont $ 948
49 . Idaho : $ 942
50 . Ohio : $ 919
51 . Maine : $ 864
[ h / tForbes ]
